1. Applicable LawThis web site was established by Michael Kiernan trading as MyAdviser in the Republic of Ireland. Any use of it shall at all times be governed by the law of the Republic of Ireland and, in the event of any dispute, all relevant parties shall irrevocably submit to the exclusive jurisdiction of the courts of the Republic of Ireland. Where you see “MyAdviser” mentioned this refers to Michael Kiernan t/a MyAdviser.
3. Advice & InformationThis web site contains information and general advice on personal finance matters. No person or product specific advice is given, implied or should be inferred from the content of this site and MyAdviser takes no responsibility for any actions taken based on the information provided.
5. Email & Text Information SecurityMyAdviser takes no responsibility for any lost information which was sent to or from MyAdviser via email or text message and will not be held responsible for such losses or the impact of such losses. While every reasonable effort is made to protect clients’ confidentiality it is impossible to guarantee that email or text information will not be hacked into or misdirected.
Practically speaking it is unlikely that such events will happen but if you are concerned about email or text security you should send all information via post to MyAdviser, Anglesea House, 63 Carysfort Avenue, Blackrock, Co. Dublin, A94 X792 . When this occurs MyAdviser will correspond in the same manor. In such instances MyAdviser will charge you for additional costs associated with such postage and handling. 7. RegulatoryMichael Kiernan trading as MyAdviser is regulated by the Central Bank of Ireland (Intermediary No. 11223). MyAdviser’s registered business name number is 200544. Our registered office is situated at Anglesea House, 63 Carysfort Avenue, Blackrock, Co. Dublin, A94 X792.
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2. DisclaimerMyAdviser has made every reasonable effort to ensure that the information contained on this web site is current, accurate and complete at the date of publication. That said, no warranty is given as to the freedom of this web site from errors, defects, viruses or other malicious programs or macros which are beyond the control of MyAdviser. No contract will be legally in place until the relevant providers terms have been met.
4. Data ProtectionInformation we gather about you is kept strictly between MyAdviser and you. Only where it is necessary to complete your purchase or effectively service your plan do we disclose information to your financial institution.
MyAdviser does not sell or otherwise transfer your details to any other third party. We never send unsolicited sales material either electronically or otherwise, without your permission. It is probable that data and documents that we hold on your electronic file are stored in databases both in Europe and the US. This data is very secure and such databases are necessary to implement both plans and your investment strategy. As you will see at point 5 it is impossible to guarantee that data is 100% secure. The same can be said for old paper files - they could be stolen. We do our best to ensure that the data is secure and we rely on some of the worlds top financial services providers to do the same. 6. LinksWhere a link to a non-MyAdviser web site exists, MyAdviser will not be responsible or liable in any way for the content of such linked web sites, including any products, services or other items offered through those web sites.
8. Intellectual PropertyCopyright, trademark and other forms of proprietary rights protect the contents of this site. The contents are controlled and owned by Michael Kiernan t/a MyAdviser or the party credited as the provider of the contents and no part of this site may be reproduced, amended or modified or used for any purpose whatsoever without the prior written consent of MyAdviser. Subject to the above, parts of this site may be downloaded for individual and personal use only.
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