Friends First Income Protection - Special Offer

MyAdviser is proud to present a very special Income Protection offer in association with

Click on the headings below and find out more about this unique offer.

What is this offer worth to you?
The first thing that you need to do is take a minute or two to understand what Income Protection is all about, why it exists and why it is very important to you and your loved ones. CLICK HERE for more information.

So now that you know that Income Protection is critical to your lifestyle and wealth management, take a look at what this plan offers you. Now is a great time to sort out protecting your income because MyAdviser is rebating up to 50% of the first years premium.

You get access to the first guaranteed income protection plan in Ireland and avail of

• Cost Effective - guaranteed rates starting at €12 per month
• Discount - Up to 50% off the 1st years premium due to commission rebate *
• Tax Relief - full relief on premiums up to a maximum of 10% of your total salary
• Guaranteed Indexation Option - You can lock in 3% growth in benefits and premium
• Free Hospital Cash Benefit - kicks in after 7 days hospitalisation (Individual Plan)
• Automatic Premium Protection - you do not pay premiums while receiving income benefit
• Changing Occupation - cover continues regardless of what you new job entails
• Overseas Benefit - You can claim income benefit while overseas.
• The Most Experienced Provider - Friends First have been in this market for 30 years and are the most experienced at paying claims (a key issue) with 90% of all claims paid.

WHAT TYPES OF DISABILITY ARE COVERED
Your plan will protect your income against:

• any illness
• any injury
• any disability; or
• any accident

resulting in you being unable to work for longer than your deferred period (read the documents below for more details).

Download Literature
Friends First's offers several types of income protection, allowing you to set up the cover that suits your needs. You can download the literature simply by clicking on the image beside the details. You will need Adobe Acrobat to download these documents (usually on your PC automatically). If you do not have Adobe Acrobat then CLICK HERE to down load it for free.

Income Protection Plan Guide - Covers the basic details about each type of plan available.		PHI Claims Experience - This document covers some recent claims that Friends First have paid out.
Income Protection Brochure - Covers a wide range of issues including how it works.		Income Protection - Plan Summary - Summarises the various PHI plans available.

Need Professional Independent Advice?
This offer is designed for people who know what they want and just want to buy it at the lowest rate possible. If you are in any doubt about the suitability of this offer to your needs than why not have a look at MyAdviser's Financial Health Check service. This provides full financial advice on all your needs including protecting your income. CLICK HERE for more details.

How can I get it?
In order to avail of this offer, accessing Friends First's Income Protection Plan at these excellent discounted rates, all you have to do is fill in the quote request form and send it automatically via our secure email service. MyAdviser will then email you all you need. Please read the notes below before proceeding.

* PLEASE NOTE:

• The request form looks for details about the PHI Plan that you want. You should familarise yourself with the options under this contract before completing the form - see the literature above.
• All premiums are paid directly to Friends First via direct debit.
• There is no advice included in this offer but service is included.
• MyAdviser will receive a discounted commission in relation to your plan. This commission discount pays for your 50% premium rebate in year one.
• You must send a valid email address on your request form as the application pack will be sent to you via email. This email address needs to be able to receive attachments. If you wish to have the pack posted to you, please send a stamp addressed A4 envelope along with a printed secure request form, to MyAdviser, Friends First PHI Offer, Anglesea House, 63 Carysfort Avenue, Blackrock, Co. Dublin.
• MyAdviser cannot engage in discussions or provide information about the suitability of this plan to your needs. That said if you have a question about the terms feel free to call or email.
• This offer is designed for people who know what they want and just want to buy it at the lowest rate possible. If you are in any doubt about the suitability of this offer to your needs than why not have a look at MyAdviser's Financial Health Check service. This provides full financial advice on all your needs including protecting your income. CLICK HERE for more details.