| CLIENT
BENEFITS Some
of the many benefits of working with MyAdviser are listed
below. Most of our new clients come to us after being referred
by their friends, colleagues or family who are existing clients.
The value we can add to our clients financial lives needs
to be experienced and such a high level of referral is a testament
to our actual delivery.
If you have any questions
about the services offered or whether we can add value to
your financial life then feel free to contact us - Click
Here.
A quick chat over the phone is usually the easiest way to
work out if MyAdviser can add value to your finances.
Real
Independent Advice
MyAdviser is an Authorised Advisor which means that we provide
advice and information on all the Pension, Investment, Savings,
Inheritance and Protection contracts available in Ireland.
This includes general advice on direct shares, property portfolio's,
maximising the efficiency of any loans or debt and dealing
with ways to extract value out of your business in the most
tax efficient way possible.
As part of the NFA
(Need Focused Advice) we shop the whole market on your behalf.
Authorised Advisors (AAs) are the only truly Independent Brokers,
unlike Restricted or Multi-Agency Intermediaries who only
show you a few providers or worst of all just one providers
products (in the case of BOI, AIB & the other banks).
Have a look at the table below to see a comparison of the
different types of advisors.
Michael Kiernan carries
out all the advice work for MyAdviser, and is a Qualified
Financial Advisor (QFA) and is a member of the Life Insurance
Association, with 22 years experience in Financial Services.
Michael also holds an honours BSc, MA and is a member of PIBA
(Professional Insurance Brokers Association)
| Issue |
MyAdviser
Authorised Advisor |
Typical
Authorised Advisors |
Typical
Multi-Agency Intermediary |
Banks* |
| Independent
Advice |
Yes |
Yes |
No |
No |
| Fee
Based Advice |
Yes |
No |
No |
No |
| What
products can they advise on? |
All
types of investment & insurance products |
All
types of investment & insurance products |
Restricted
List of products |
Only
their own products |
| Haggle
free discounts on all products or solutions |
Yes |
No |
No |
No |
* The two main banks
operate in this manner some of the others operate as Authorised
Advisors or Multi-Agency Intermediaries.
Fee
Based Advice rather than Commission Based
MyAdviser charges fees, which you pay us after the service
is provided for all advice work. We do not provide advice
or consult with potential clients for free. The advantages
for our clients are;
- our focus is just
on their needs rather than selling products.
- we can afford to
offer products/solutions at discount to normal terms - saving
you money.
By being fee based
for advice work it directly increases our independence. Advice
work that is not fee based can end up looking more like selling
rather than advising.
Unique
Advice Process adds Value
MyAdviser has a unique method of providing independent
advice that is very comprehensive, professional and easy to
follow. We have clients all over Ireland and our NFA advice
service can very successfully be provided over the phone,
post and email.
Where face to face
meetings are necessary they can be included for a small additional
fee. This
unique method of providing advice and financial consultancy
keeps our clients costs to a minimum, while never compromising
on the service provided. By
avoiding the normal costs of face to face selling and the
large amount of pushy sales calls per sale, we can keep our
costs of generating business very low. Basically our clients
find us rather than MyAdviser finding them. These savings
are passed on to our clients by way of discounts on most product
solutions.
List
of Discounted Products/Solutions
These products are all available to our clients at
discounts to normal market rates. This is because MyAdviser
cut's the commission we take both on an initial and ongoing
basis. These savings can and have run into the ten's of thousands
of euro for our clients over the lifetime of the product.
| Lump
Sum Pensions |
Regular
Contribution Pensions |
| Self-Directed
Pensions |
Personal
Pensions |
| Personal
Pensions |
Executive
Pensions |
| Executive
Pensions |
Group
Pensions |
| Group
Pensions |
PRSA's |
| PRSA's
|
Lump
Sum Investments |
| Buy
Out Bonds |
Unit
Linked Funds |
| Transfers |
Tracker
Bonds |
| AMRF
& ARF |
With
Profit Bonds |
| Annuities
|
Guaranteed
Funds & Deposits |
|